* {
    padding: 0;
    margin: 0;
    scroll-behavior: smooth;
}

body {
    font-family: 'Titillium Web', sans-serif;
}

.main-wrap {
    display: block;
    overflow: hidden;
}

.header {
    padding: 20px 0px;
    display: block;
    overflow: hidden;
    background-color: #032666;
    border-bottom: 3px solid #ef7824;
}

    .header form .btn {
        background-color: #ef7824;
        color: #032666;
        border-radius: 0px;
        border: none;
        outline: none;
    }

    .header form input[type="text"] {
        border: 1px solid #ef7824 !important;
        background-color: #032666;
        border-radius: 0px;
        border: none;
        outline: none;
        color: #f2f2f2;
    }

    .header .navbar-dark .navbar-nav .nav-link {
        font-size: 18px;
    }

.select-country-wrap {
    display: flex;
    justify-content: flex-end;
}

    .select-country-wrap .dropdown .btn {
        color: #fff !important;
        background-color: transparent !important;
        border-color: transparent !important;
        padding: 0px 10px 0 0 !important;
    }

.content {
    display: block;
    overflow: hidden;
    background-color: #dadbdd;
}

.banner {
    display: block;
    overflow: hidden;
}

.programs-wrap {
    display: block;
    overflow: hidden;
    padding: 70px 0 30px 0;
}

.programs-head-wrap {
    display: flex;
    justify-content: center;
}

.programs-detail-wrap {
    border: 1px solid #a8a6a6;
    display: flex;
    padding: 30px 30px;
    margin: -4px 0 30px 0;
    width: 100%;
    align-items: center;
}

.program-single {
    padding: 5px;
    width: 25%;
}

.programs-btn-wrap {
    display: flex;
    justify-content: center;
}

    .programs-btn-wrap a {
        background-color: #ef7824;
        padding: 15px 30px;
        color: #032666;
        text-transform: uppercase;
        font-weight: bold;
    }

        .programs-btn-wrap a:hover {
            text-decoration: none;
        }

.covered-wrap {
    display: flex;
    justify-content: center;
    padding: 0 0;
    clear: both;
    margin: 0 0 0px 0;
}

.m-b-0 {
    margin-bottom: 0px;
}

.wallet-benefits {
    background-color: #fff;
    padding: 70px 0px;
    display: flex;
    justify-content: center;
}

.four-cards-wrap {
    display: flex;
    justify-content: center;
    padding: 30px 0px 0 0;
    background-color: #fff;
}

.footer {
    padding: 70px 0px;
    background-color: #022060;
    display: block;
    overflow: hidden;
}

.footer-upper {
    display: flex;
    justify-content: space-between;
}

.about-wrap h3 {
    color: #fff;
    margin: 0 0 0 0;
    padding: 0 0 30px 0;
    font-size: 24px;
    text-transform: capitalize;
}

.about-wrap ul li {
    list-style: none;
    margin: 0 0 10px 0;
}

    .about-wrap ul li a {
        color: #fff;
        text-transform: capitalize;
        font-size: 15px;
    }

        .about-wrap ul li a:hover {
            text-decoration: none;
        }

.social-media {
    display: flex;
}

.social-media-single {
    width: 30px;
    height: 30px;
    border-radius: 50%;
    background-color: #ef7824;
    margin: 0 10px 0 0;
    display: flex;
    justify-content: center;
    align-items: center;
    color: #022060;
    font-size: 16px;
}

    .social-media-single a {
        color: #022060;
    }

.footer-contact h3 {
    color: #fff;
    margin: 0 0 0 0;
    padding: 0 0 30px 0;
    font-size: 24px;
    text-transform: capitalize;
}

.footer-contact ul li {
    list-style: none;
    margin: 0 0 10px 0;
    color: #fff;
    text-transform: capitalize;
    font-size: 15px;
}

.contact-wrap h3 {
    color: #fff;
    margin: 0 0 0 0;
    padding: 0 0 30px 0;
    font-size: 24px;
    text-transform: capitalize;
}

.contact-wrap-form {
    display: block;
    overflow: hidden;
}

.cotact-form-row {
    display: block;
    overflow: hidden;
    margin: 0 0 15px 0;
}

    .cotact-form-row input[type="text"] {
        padding: 5px 10px;
        background-color: transparent;
        border: 1px solid #ef7824;
        color: #fff;
        width: 300px;
    }

    .cotact-form-row button {
        float: left;
        background-color: #ef7824;
        padding: 10px 30px;
        color: #032666;
        text-transform: uppercase;
        font-weight: bold;
        border: none;
        outline: none;
    }

    .cotact-form-row input#btnSubmit {
        border: unset;
    }

.footer-lower {
    display: block;
    padding: 10px 0;
    background-color: #ef7824;
    overflow: hidden;
}

.footer-lower-links ul {
    display: flex;
    margin: 0;
    align-items: center;
}

    .footer-lower-links ul li {
        list-style: none;
        border-right: 1px solid #fff;
        text-align: center;
    }

        .footer-lower-links ul li a {
            color: #fff;
            text-transform: capitalize;
            padding: 10px;
            font-size: 12px;
            text-align: center;
            display: block;
        }

        .footer-lower-links ul li:last-child {
            border-right: none;
        }

.footer-lower-inner {
    display: flex;
    justify-content: space-between;
}

.footer-lower-para {
    display: flex;
    justify-content: flex-end;
    color: #fff;
    text-transform: capitalize;
}

/* responsive css start */
@media (min-width:1024px) and (max-width: 2000px) {
    .header .navbar-dark .navbar-nav .nav-link {
        font-size: 14px;
    }

    .hhh {
        font-size: 3vw;
    }
}

@media (max-width:800px) {
    .wallet-benefits img {
        max-width: 80%;
    }

    .hhh {
        font-size: 3.5vw;
    }
}

@media (max-width:767px) {
    .programs-detail-wrap {
        padding: 10px 10px;
    }

    .programs-detail-wrap {
        flex-direction: column;
    }

    .program-single {
        width: 250px;
        margin: 0 auto;
    }

    .programs-head-wrap img {
        max-width: 80%;
    }

    .footer-upper {
        flex-direction: column;
    }

    .about-wrap {
        margin: 0 0 30px 0;
    }

    .cotact-form-row input[type="text"] {
        width: 100%;
    }

    .footer-lower-inner {
        flex-direction: column;
    }

    .footer-lower-links {
        display: flex;
        justify-content: center;
        margin: 0 0 10px 0;
    }

    .footer-lower-para {
        justify-content: center;
    }

    .hhh {
        font-size: 3.5vw;
    }
}

@media (max-width:360px) {
    .footer-lower-links ul li a {
        padding: 4px;
    }

    .hhh {
        font-size: 3.5vw;
    }
}



@media (max-width:320px) {
    .footer-lower-links ul li a {
        padding: 2px;
    }

    .hhh {
        font-size: 3.5vw;
    }
}




/* responsive css end */


/* .tabb1 {
    background-color: #ef7824;
    padding: 15px 30px;
    color: #032666;
    text-transform: uppercase;
    font-weight: bold;
    margin: 5px;
    list-style: none;


}

.tabb2 {
    background-color: #ef7824;
    padding: 15px 30px;
    color: #032666;
    text-transform: uppercase;
    font-weight: bold;
    margin: 5px;
    list-style: none;
}

.ult {
    display: flex;
    margin: auto;
    margin-left: 520px;

} */
.about-us {
    background-color: white;
    padding: 40px;
}

.about-head {
    justify-content: center;
    text-align: center;
    background-color: #031F5E;
    color: white;
    padding: 15px;
    border-radius: 80px 80px 0px 0px;
    width: 60%;
    margin: auto;
    font-family: 'Titillium Web';
}

.about-content {
    font-family: 'Titillium Web';
    font-size: 11pt;
    letter-spacing: 0.8px;
    width: 78%;
    margin: auto;
    text-align: justify;
    border: 1px solid grey;
    padding: 15px;
    line-height: 1.8em;
    margin-top: -2px;
}

/* .eightypromt {
    text-align: center;
    border: 2px solid;
    padding: 8px;
    background-color: #031F5E;
    width: 27%;
    font-size: 32px;
    margin: auto;
    border-radius: 80px 80px 0px 0px;
    font-family: 'Titillium Web';
} */

.eightypromt {
    text-align: center;
    border: 2px solid;
    background-color: #031F5E;
    width: 60%;
    margin: auto;
    border-radius: 80px 80px 0px 0px;
    font-family: 'Titillium Web';
}

.loyalty {
    text-align: center;
    border: 2px solid;
    background-color: #031F5E;
    width: 60%;
    margin: auto;
    border-radius: 80px 80px 0px 0px;
    font-family: 'Titillium Web';
}

.about-h3 {
    text-align: center;
    border: 2px solid;
    background-color: #031F5E;
    width: 60%;
    margin: auto;
    border-radius: 80px 80px 0px 0px;
    font-family: 'Titillium Web';
}

/* .hhh {
    font-size: 2vw;
} */

.header #navb input.form-control {
    width: 30% !important;
    background: unset;
    color: #fff;
    border-radius: 0;
    border-color: #ef7824;
}

.header #navb a.btn {
    background: #ef7824 !important;
    border: unset;
    border-radius: unset;
    padding: 7px 15px;
}

@media only screen and (max-width: 600px) {
    .about-us {
        padding: 0px;
    }

    .about-content {
        width: 90%;
    }

    .header #navb input.form-control {
        width: 100% !important;
    }
}